Data Scientist

Role Overview We are looking for a Data Scientist to build and deploy end-to-end machine learning solutions that power key fintech use cases such as credit risk modeling, customer lifecycle optimization, fraud detection, and collections strategies. This is a role where your work directly influences key business decisions across risk, growth, and collections. As a Data Scientist, you’ll operate at the intersection of data, product, and engineering—developing scalable, production-level machine learning solutions in a modern Azure ML environment. You will take ownership of the full ML lifecycle, from problem definition to deployment and monitoring, while collaborating closely with stakeholders to turn data into insights that drive real, measurable impact. Key Responsibilities Own the full lifecycle of machine learning solutions: problem framing, data exploration, feature engineering, model development, deployment, and monitoring Develop and productionize models for credit scoring, marketing optimization, collections, and other core business problems Work with large-scale data to build robust data pipelines and feature datasets Deploy and manage models using Azure Machine Learning, including experiment tracking, model versioning, and lifecycle management Collaborate closely with stakeholders (product, risk, marketing, engineering) to identify high-impact opportunities and translate them into data solutions Design, implement, and analyze A/B tests and experiments, ensuring statistically sound and business-relevant conclusions Build monitoring frameworks to track model performance, detect data/model drift, and ensure long-term reliability Ensure models meet regulatory and explainability requirements (e.g., credit decision transparency) Communicate insights and model behavior clearly to both technical and non-technical stakeholders Requirements Degree in Data Science, Statistics, Mathematics, Econometrics, or a related field Strong programming skills in Python and SQL (R is a plus) Solid understanding of machine learning techniques and their practical trade-offs Experience with Azure Machine Learning or similar platforms (AWS SageMaker, GCP Vertex AI) Experience deploying models into production and maintaining them (monitoring, retraining, versioning) Strong knowledge of experimentation and statistical methods (A/B testing, hypothesis testing) Experience with model explainability techniques (e.g., SHAP, LIME), especially in regulated environments Ability to translate complex analyses into clear business insights Fluent in English Nice to Have Experience in fintech domains such as credit risk, fraud detection, or collections optimization Experience working with distributed data processing frameworks (e.g., Apache Spark, Databricks) Familiarity with MLOps practices (CI/CD, model registries, pipeline orchestration) Experience with feature stores and production data pipelines Experience working in regulated environments (e.g., GDPR, model validation standards) The salary range is €4,000 to €5,500 gross monthly. Our final offer to you will be set up fairly, considering your skills and experience. We Offer A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture. Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe. A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement. Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards. Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive. We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters. By proceeding to apply for a job with us, you confirm that you have read and accepted our Recruitment Privacy Policy … mais Pesquise vagas mais rápido com Premium Acesse informações sobre empresas, como prioridades estratégicas, tendências de número de funcionários e muito mais Jonatas e outros milhões de usuários têm contas Premium Reative o Premium Aproveite o suporte 24 horas e cancele quando quiser. Sobre a empresa Multitude 17.829 seguidores Seguir Atividades de serviços financeiros • 501-1000 funcionários • 454 no LinkedIn Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. The services are provided through three independent business units, which are served by our internal Growth Platform. Multitude’s business units are Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank). Multitude Group employs over 700 people in 25 countries and offers services in 17 countries, achieving a combined turnover of 274 million euros in 2024. Multitude was founded in Finland in 2005, is registered in Switzerland and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'MULT'. www.multitude.com … mais Tem interesse em trabalhar conosco no futuro? 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