Senior Engineering Manager

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role

PayJoy's Spend team builds the infrastructure that enables customers to use their credit, from payment and disbursement methods to payment processor integrations and the full credit card lifecycle.

As a Senior Engineering Manager, Spend, you will lead and grow a distributed team of engineers, driving technical excellence, operational reliability, and predictable delivery. You will work closely with Product, Risk, Compliance, Finance, and other Engineering teams to build and scale reliable, secure, and cost-efficient financial infrastructure across multiple markets.

This role is ideal for an experienced engineering leader who combines strong technical judgment with a people-first management approach. You will empower engineers to own technical decisions, develop high-performing teams, and establish effective engineering practices that support PayJoy's continued growth.